H.J.Res. 165 is a joint resolution that seeks to disapprove a rule from the Bureau of Consumer Financial Protection (CFPB) that pertains to fair credit reporting. Specifically, the resolution aims to block the withdrawal of existing regulations designed to protect consumers in the context of credit reporting practices.
Supporters of H.J.Res. 165 argue that maintaining the CFPB's fair credit reporting rules is essential for consumer protection. They emphasize that these regulations help ensure transparency and fairness in credit reporting, which can prevent discrimination and protect vulnerable populations from unfair lending practices.
Critics of H.J.Res. 165 contend that disapproving the CFPB's withdrawal of the fair credit reporting rule could hinder efforts to streamline regulations and reduce bureaucratic oversight. They argue that the existing rules may be overly burdensome for businesses and that the resolution could lead to confusion in the financial markets.
Based on the available data, there appears to be a low risk of conflict of interest between the sponsor's donors and the bill's subject matter. The sponsor, Brittany Pettersen, has received significant donations from health professionals and retired individuals, but there is no direct overlap between these industries and the subject of the bill, which relates to the Bureau of Consumer Financial Protection and credit reporting. While there has been lobbying activity in the policy area of the bill, none of this activity can be directly linked to the sponsor's top donor industries. The largest lobbying expenditures were made by Hogan Lovells, LLP on behalf of Zhongji Innolight Co., Ltd. and Radiance Technologies, Inc., but these do not appear to be connected to the sponsor's donors.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| HOGAN LOVELLS, LLP OBO ZHONGJI INNOLIGHT CO., LTD. | MO STRATEGIES, INC. | $350,000 |
| RADIANCE TECHNOLOGIES, INC. | VENN STRATEGIES | $60,000 |
| MOLNLYCKE HEALTH CARE US, LLC | MOLNLYCKE HEALTH CARE US, LLC | $30,000 |
| CLARK STREET ASSOCIATES ON BEHALF OF MARVELL TECHNOLOGY, INC. | HOLLAND & KNIGHT LLP | $30,000 |
| IMPERIAL HEALTH | MCWILLIAMS GOVERNMENTAL AFFAIRS CONSULTANTS | $20,000 |
| WILLIAMS & LAKE, LLC | MCWILLIAMS GOVERNMENTAL AFFAIRS CONSULTANTS | $20,000 |
| KICKAPOO TRADITIONAL TRIBE OF TEXAS | MCWILLIAMS GOVERNMENTAL AFFAIRS CONSULTANTS | $20,000 |
| CITY OF KOTZEBUE, ALASKA | HOLLAND & HART LLP | $10,000 |
| SPACE GOVERNANCE INSTITUTE, INC. | SPACE GOVERNANCE INSTITUTE, INC. | undisclosed |
| MCKEES ROCKS COMMUNITY DEVELOPMENT CORPORATION | CRANMER CONSULTANTS | undisclosed |
| LYTEN, INC. | JHS CONSULTING, INC | undisclosed |
| SOCIETY OF INTERVENTIONAL RADIOLOGY | SOCIETY OF INTERVENTIONAL RADIOLOGY | undisclosed |
| PRESERVATION ACTION | PRESERVATION ACTION | undisclosed |
| GOLD PR LTD. (ON BEHALF OF OJSC "BAKAI BANK") | THROUGHLINE GLOBAL ADVISORS | undisclosed |
| WORKIVA INC. | LSN PARTNERS, LLC | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Brittany Pettersen, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
