H.J.Res. 166

H.J.Res. 166: Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to “Bulletin 2015-07 re: in-person

Introduced Brittany Pettersen (D) HOUSE_JOINT_RESOLUTION — 119th Congress
Plain English Summary

H.J.Res. 166 is a joint resolution aimed at disapproving a rule from the Bureau of Consumer Financial Protection (CFPB) that pertains to the withdrawal of a previous guideline known as 'Bulletin 2015-07.' This bulletin addressed in-person examinations of financial institutions. Essentially, the resolution seeks to prevent the CFPB from rolling back this specific guidance, which may have implications for how financial institutions are monitored and evaluated in person.

Positive Media Summary

Some media outlets have praised H.J.Res. 166 for reinforcing consumer protections, arguing that maintaining in-person examinations is crucial for ensuring accountability and transparency within financial institutions. Supporters highlight that this resolution could help safeguard consumers from potential risks associated with less oversight.

Negative Media Summary

Critics of H.J.Res. 166 argue that the resolution represents unnecessary regulatory overreach that could hinder the CFPB's ability to adapt to changing market conditions. They contend that the withdrawal of Bulletin 2015-07 was a step toward modernizing financial oversight, and that reinstating it could create bureaucratic inefficiencies and stifle innovation in the financial sector.

Conflict of Interest Analysis Deep Analysis
0/10
Risk Level
Low
Total Donations
$0
PAC Percentage
0%
Policy Area
Finance and Financial Sector

Based on the available data, there are no direct overlaps detected between the bill's subject matter and the top donor industries of the bill's sponsor, Brittany Pettersen. This suggests a low risk of conflicts of interest in this case. The lobbying activity in the bill's policy area does not directly involve industries that are major donors to Pettersen. The disclosed lobbying amounts, including $10,000 from Healthy Markets Association and $25,000 from American Association for Justice, do not appear to be connected to Pettersen's donor base. Therefore, the money trail does not indicate a conflict of interest. Voters should be aware that the lack of disclosed amounts from several lobbying entities does not necessarily indicate a conflict, but it does limit the transparency of these entities' involvement in the legislative process.

Lobbying Activity — Who's Pushing?

Organizations that lobbied on issues related to this bill's policy area.

Client Lobbying Firm Amount
MARVELL TECHNOLOGY, INC. CLARK STREET ASSOCIATES $30,000
AMERICAN ASSOCIATION FOR JUSTICE LXR GROUP $25,000
BMWED/BRS/SMART-MD/PASSENGER RAIL/NCFOBJ MOONEY, GREEN, SAINDON, MURPHY & WELCH, P.C. $16,000
YELLOWSTONE TO YUKON CONSERVATION INITIATIVE MICHAEL POWELSON $11,000
HEALTHY MARKETS ASSOCIATION LXR GROUP $10,000
UNIAO DA INDUSTRIA DE CANA-DE-AUCAR E BIOENERGIA (UNICA) BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA $10,000
CONFEDERACAO NACIONAL DAS INSTITUICOES FINANCEIRAS BARRAL M JORGE CONSULTORES ASSOCIADOS LTDA $10,000
NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION NATL ASSC OF STATE DIRECTORS OF CAREER TECHNICAL EDUCATION undisclosed
BRAZILIAN AVOCADO COMMISSION FEDERAL STRATEGIES GROUP, INC. undisclosed
SAAGA FEDERAL STRATEGIES GROUP, INC. undisclosed
UNIVERSITY AT BUFFALO STATE UNIVERSITY OF NEW YORK AT BUFFALO undisclosed
THE GREAT PLAINS INSTITUTE FOR SUSTAINABLE DEVELOPMENT, INC. KOUNTOUPES DENHAM CARR & REID, LLC undisclosed
CLOUDTRUCKS INVARIANT LLC undisclosed
LOS ANGELES CLEANTECH INCUBATOR INVARIANT LLC undisclosed
THE SCIENCE COALITION FORBES-TATE undisclosed

Source: Senate Lobbying Disclosure Act (LDA) filings, 2026

Sponsor's Top Donor Industries

Top industries funding Brittany Pettersen, ranked by total contributions.

Health Professionals $80,000,000
Individuals: $80,000,000 PACs: $0
Retired $25,000,000
Individuals: $25,000,000 PACs: $0

Source: OpenSecrets.org (Center for Responsive Politics)

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